Where do the APY Rewards in Eco come from?

Eco does not lend out user funds or otherwise use user balances to provide the APY rewards. Eco invests a portion of its idle, unused corporate reserves in a combination of money market accounts, high-yield checking, and short-term U.S. Treasuries to generate interest, a portion of which is paid back to users in the form of APY balance rewards on their deposits. We do not lend out user funds.