Eco partners with a regulated cryptocurrency custodian and prime lenders. Other large financial institutions frequently borrow USD-denominated cryptocurrencies on a short-term basis from these partners. These institutions pay interest to access Eco’s sitting, unused funds (which are held as stable-value, USD-denominated cryptocurrency) and a portion of that interest is paid to you in the form of APY rewards on your deposit. We do not lend out user funds.
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