How can I earn Eco Points?

You'll earn Eco Points every time that you spend, send, and save, including:

Earning APY Rewards:

• Up to $100 APY Rewards – 14 Points per $ APY earned
• $100 - $200 APY Rewards – 7 Points per $ APY earned
• $200 - $400 APY Rewards – 3.5 Points per $ APY earned
• Above $400 APY Rewards - 1.75 Points per $ APY earned

Spending at supported merchants within the Eco app:

• 1.2 points per $1 spent

Paycheck Direct Deposit

• Payroll - Earn up to 4,000 Points accrued at 0.2 Points/$ deposited

Sending referrals:

• 800 points for every qualifying referral you make

Paying your bills:

• First $15k/month: 0.3 Points per $1 spent
• Next $25k/month: 0.15 Points per $1 spent
• Next $60k/month: 0.075 Points per $1 spent
• Over $100k/month: 0.0375 Points per $1 spent

Spending with the Eco Card:

• First $15k/month: 1.4 Points per $1 spent
• Next $25k/month: 0.7 Points per $1 spent
• Next $60k/month: 0.35 Points per $1 spent
• Over $100k/month: 0.175 Points per $1 spent